My girlfriend came home with a roll
 

of silver dimes today from the grocery store she works at. An old lady came in and cashed in a roll of silver dimes and twenty silver half dollars for face value. She was hurting for money. The manager kept the half dollars so I didn't get a look at them but she let my girlfriend have the dimes for face which I thought was pretty nice. The roll contained 46 bu 1962 dimes and 4 older dimes. GF knows I like silver and gave them to me which really made my day! I'll have to check if the dimes are worth more than bullion.

Re: My girlfriend came home with a roll
 

I think this is going to happen more and more as people run short trying to just exist. I notice each time I'm in a coin shop, people are turning in coins to get $40, $50. You have to think they are needing it to get by. What's going to happen when their stash is gone?

Re: My girlfriend came home with a roll
 

Well, that certainly sounds like a Sweet Roll!

Re: My girlfriend came home with a roll
 

Gee, the only rolls my lady brings home for me are for dinner.:no_ma:

Re: My girlfriend came home with a roll
 

This is what it comes too. ......... she is paying the "hidden tax" of inflation.

Thank you Bernake for preying on the weakest among us.


Fricken @$$hole.


T

Re: My girlfriend came home with a roll
 

besides that .....

It was a very sweet score.

hat tip to the lady for the quick thinking.


T

Re: My girlfriend came home with a roll
 

Man, why can't I have stuff like that ever happen to me? Congrats to your lady on snagging 3.5 ounces of silver for five bucks!!!!!:D:D

Re: My girlfriend came home with a roll
 

Makes me think of the other day when I was at the bank and one of the tellers I know was describing a coin she had taken in through the drive through window. Apparently, a lady wanted to cash in a "dollar coin". Teller said she thought it was silver, but said it was like a year 2002. Then she pulled out a SAE out of her purse to show it to me. I was shocked but not surprised. Too bad the teller knows that it is silver and more valuable than a dollar, so she was keeping it.

Re: My girlfriend came home with a roll
 

Where do you guys live, how is it that there are so many naive people out there with silver that are throwing it away, but they don't live around me???!!:shocked_ma::shocked_ma:

Re: My girlfriend came home with a roll
 

I don't understand this story. The old lady was hurting for money, but she gave the dimes to your GF for face? Did she sell the halves for face? Did she not know she could get 10x for them? Did nobody tell her?

Re: My girlfriend came home with a roll
 

you guys ripped the old lady, please don't call it capitalism.
she saved and held her purchasing power. if i were you, i would have educated the old lady.

Re: My girlfriend came home with a roll
 

No way I would accept those coins for face value. I would have either given her their true value or directions to a coin shop where she could sell them. I'm not in the business of screwing over people. :no_ma:

Re: My girlfriend came home with a roll
 

I knew that this thread would bring the righteous out eventually. :banghead:

Unless this woman was retarted or on the verge of dementia in no way is it right to let her know what she had. People need to pay attention in life.
All the events going on right now, everything we talk about on GIM, MANY are not listening. You guys gonna feed, clothe, and protect them all??
Good luck with that.

Re: My girlfriend came home with a roll
 

Or you could try living as an honorable White man. :wink:

Re: My girlfriend came home with a roll
 

spoken like a true atheist.

Re: My girlfriend came home with a roll
 

What makes you say I'm an atheist?

Re: My girlfriend came home with a roll
 

I would bet that the Teller that accepted them had no clue of what they (the coins) were. The Manager some time later, obviously did. Where was the old lady when the silver was discovered. Who knows???

These events will happen with greater frequency. Count on it. People are starting to scrape folks.

'cubed

Re: My girlfriend came home with a roll
 

People trying to make a quick buck off the ignorance of others is really the root of most of the problems happening today (pretty much the epitome of the federal reserve scam).
There was a time when people were content not to get ahead unless they earned it fairly.

If you had educated the other person about metals,dollar,purchasing power etc then you could be taking a real step towards the solution.
Not saying you couldn't make a profit for the service rendered and there is no problem bargain hunting if the person is aware of what they are selling,
but I think you should have a least given an idea of retail value and then offered to buy at some fraction of that.

Re: My girlfriend came home with a roll
 

Woodman, you are a lucky man. Better hang on to that GF.

s

Re: My girlfriend came home with a roll
 

If she was hurting for money, how is trading $5.00 in dimes for a $5.00 bill helping her situation?

She just wasted gas driving to the store to trade $5 for $5.

Your story doesn't make any sense.

Re: My girlfriend came home with a roll
 

TOTALLY CORRECT!

Most old people realize the coins are worth something but they have no idea what they are actually worth.

My dad was telling me about a "old 18xx going coin" he had he was thinking about selling, since gold is up. He didn't realize his gold double eagle was worth a solid grand and probably more since he gave me the little bit he could recall about it. He knows gold is at 900 an ounce he's one of the best stock/market traders I've ever seen but the value of the coin really surprised him.

I can only imagine some old lady who let her recently deceased husband handle all the money would realize that dime was worth more than 10 times it's value. She probably thought they were only worth a penny or two more than face, most older folks like that do.

What a shame, hope you're proud some old lady might miss a couple of meals thanks to that.

How about any more that she has? She'll likely give those away somewhere else and it'll cost her even more. Greedy little shits. Poor old ladies been f'ed over for who knows how long and all some of you people can think of is how to f over little old ladies.

****ing pathetic. :rant:

Re: My girlfriend came home with a roll
 

Your cross doesn't make any sense. Seek out facts.

Re: My girlfriend came home with a roll
 

How do YOU know that the old woman in question has the mental capacity of "Most old people"?? :rant:

How many hands did the coins pass through before someone knew what they were?

Re: My girlfriend came home with a roll
 

When I worked in retail not too long ago I tried to educate those around me whenever I found a silver quarter or dime in my register. Of about 25 people, 1 gave a damn. ONE. I would tell them that those quarters are worth about $2.50 each and they still didn't care. 2 of them at least if they ever saw any of them would straight up trade them for a regular quarter and they told me I was being silly about them.

Sure it isn't right to take advantage of such a person, but again we were not there and don't know the whole story. One time I had an older man come through my line spending old Silver Certificates in really good condition and when I asked him if he knew these were worth probably a couple times their face value he told me to mind my own damn business and take his cash. I took his cash alright, then switched them out with FRNs out of my wallet.

The reason the world is what it is today is because the sheep refuse to open up their eyes and allow themselves to learn what is really going on. If things are truly as bad as some GIMers think it is or will be in the next 4 years then it is too late to waste time and resources trying to teach anyone other than close family and friends. It is to the point that you should be doing whatever you can to try and guarantee you and your family's safety. I am sorry but if the sheep want to sell me the coins they have had laying around collecting dust in a closet for 45 years at face value then so let them. I pay how much a paycheck into Social Security and Medicare that I will NEVER see the benefits of while these older people are receiving benefits from??? Each of us will do what we think is morally right in our eyes and more importantly God's eyes.

Re: My girlfriend came home with a roll
 

Do I have to spell it out for you?

She traded a roll of dimes (worth $5) for $5 in FRN's.

How is that a profitable transaction for her?

Re: My girlfriend came home with a roll
 

You have honest, you have honest and you have this. I'd only pay face value if someone would hand me a roll of pre-'64 coins. A roll of silver dimes is worth �10 times the number of coins. Not a penny more. If you want silver value, go to a coin shop or jewelry.

Re: My girlfriend came home with a roll
 

Yes - and there are regimes under way now to dumb down the population so they can be swindled even easier.

There are 2 types of people and one type is honest.

Re: My girlfriend came home with a roll
 

Call me a hypocrite or duplicitous if you like. I could have taken the roll from someone able bodied without a thought, but my conscience wouldn't allow me to take it from the elderly or a handicapped person. Chances are pretty good that the gal who took the roll didn't notice that they were silver until after the lady was gone. Some of you might begetting a little trigger happy.

Re: My girlfriend came home with a roll
 

My GF and I are both consciensious people and would never rip-off an old or a young lady or anyone for that matter. The manager of the store is the one who cashed in the silver at face. She kept the halves and offered my GF the dimes. Why? Probably a guilt trip of some sort as she is actually a nice lady. She probably doesn't kmow the value of silver either although she knows it is far beyond face but she is in the grocery business and a busy person, too busy to find out on the spot what to fairly pay the lady for her coin. The lady wanted them used as face and that is what happened. There are no coin shops anywhere near here. We are country folk.

Please, no one jump to any conclusions. If my GF or I were involved in the transaction the old lady would have walked away with full bullion price for her silver. We both respect other people and venerate the aged.

Re: My girlfriend came home with a roll
 

Wow! I just finished reading all the posts since I started this thread and I must say that many of you jumped to conclusions that are totally unwarranted.

Read the post carefully before you inadvertantly inject fictions or unbased conclusions.

First off, I was not there, nor do I rejoice that the old lady is hurting and let go of her silver for less than it was worth. Got it?!! My GF was not involved in any way and she is the most honest, caring and emotionally gifted lady I've ever known.

That said, I am tickled pink to have the dimes and I noticed that the old lady wrote her name and address on the dime wrapper. I am going to call her up today and see if she wants to divest herself of more silver for bullion price instead of face. :bull-buddy-icon:

Re: My girlfriend came home with a roll
 

I think we can all learn a lesson from this incident. Make sure your loved ones and heirs know what your stash is worth! If something happens to you, you don't want them going around spending it at face after you're gone! Also, make sure they know where your stash is!

Re: My girlfriend came home with a roll
 

My story makes perfect sense. It is your interpretation of my words that is lacking in reason.

I guess in my excitement I was a little happy and posted this and was bragging a little. I spend alot of time here and others post of their finds and luck in daily matters.

Sorry for bragging then, it was not an attempt to puff my-self up in any way, just an interesting note to Y'all. A $50 bonus for me which is not in any way meaningfull in the course of life. My GF, she is a caring and beautifull babe though and if I were to truly brag I'd brag about her.

She's sugar and spice and everything nice. Her hair is golden and she is silver tongued. I hope she reads this. Thanks for the dimes Babe!

Re: My girlfriend came home with a roll
 

What price IS fair? I paid 10 times face for some mecury dimes yesterday, my wife thinks i took advanage, but i picked them up at the guy's house and paid cash...coinflation says they are worth 12.6 times face, but my dealer doesn't pay that much.

Re: My girlfriend came home with a roll
 

Good for you Woodman!!

Ignore the naysayers.

Re: My girlfriend came home with a roll
 

Thanks CB and to those others who took the situation at 'face value' and nothing more.

Re: My girlfriend came home with a roll
 

If the seller is a haggler I start with 8X, 9X otherwise, and go up to 10X.

Re: My girlfriend came home with a roll
 

What he said only add Mr greenspun with him :banghead: :bath: :thumpdown

Re: My girlfriend came home with a roll
 

After reading this thread it looks to me like some of the GIMers here owe another GIMer an apology. And from the names I see you all have been around long enough to know better than to judge w/o getting the full story which is difficult on the internet. Judging people so quickly and harshly I might add when you were not apart of the situation first hand - that is no less damaging then what happened to the poor lady who let her silver coin go for less than face value or at least something closer. When things like this occur (too often IMO) I picture TPTB sitting in the proverbial stands and watching the 'little people' attack each other in the stadium as pure entertainment for them. "Look at them go at each other, pass the popcorn"

The first GIMer who can step up and say they have handled 'every' situation and person in their life honorably related to silver or otherwise - step up for a place of honor and the right to judge others - then I will add liar to your avatar. :508:

Ok, ready :boxing::tomato::tomato:

Re: My girlfriend came home with a roll
 

Thank you AgAuGal. I am somewhat stymied by this fearsome response to my story. I wonder what got into some of these folks. They didn't bother to really read my thread and interjected their own preconcieved notions of my morals into their replies. Did I piss them off in other threads? I am opinionated and not very delicate about the way I state things so maybe there is some lingering resentment. I don't know.


Further details that I got today from my girlfreind: It turns out the manager was not even part of this deal but a younger cashier was the one who exchanged the silver at face value. The manager was informed later when the lady was gone and that is when she approached my girlfriend because everyone there knows that she collects any silver that comes thru. A lot has been coming thru lately being used at face value. It is mostly from younger kids who are probably raiding Dad's drawer. The younger cashiers care not a wit for the silver and my GF brings it home to me. She's been coming home every other week or so with a little silver for me. Usually a dime or quarter but she knows I like to collect it. The manager is trying to find who the lady is and we will offer her bullion value for the silver we have recieved. phone number on the dime cover but the number is non-existent and I've tried to find the lady in the books and computer by her name and have no luck. I am not expounding here to try to gain grace in anyone's eyes, I'm just stating the facts for those who read this.

You jerks who have inserted fictions into this story can f-off!

Re: My girlfriend came home with a roll
 

I'd just like to add that in my opinion no one in the store ripped that old lady off. She was ripped off by the law makers who allowed silver to be demonetized in 1964. She may also be the victim of her own ignorance but she wasn't victimized by anyone at the grocery store. They are innocent, right down to the stupid young clerk who took her silver.

For those so eager to assign guilt I suggest you check out the facts of 9\11 and the congressional whitewashing that in itself is quite damning of our political leaders.

Re: My girlfriend came home with a roll
 

Yeah, anyway...

Can you please explain to me how the old lady made a profit by trading $5 for $5?

Re: My girlfriend came home with a roll
 

What are you talking about? Seems to me you are just being contentious. Bored? No one to talk to that really cares? Just what are you saying? Do you even know?

I think you're just upset because your big brother bsdefecator got banned. Now you're lonely. I'll keep you company if you're a glutton for punishment.

Re: My girlfriend came home with a roll
 

Hypocrites, fools and morons.

I'm always amazed at posers who argue for sport.

If this were my thread , I'd close it.

Hey woodman, shut it down and let 'em crawl back into the woodwork.

Re: My girlfriend came home with a roll
 

roll? I thought you said troll

Re: My girlfriend came home with a roll
 

Woodman you did just fine. I think all the second-guessers are just jealous that you were able to score. The self-righteous comments that you've received would have been appropriate if you had broken into the woman's house and stolen the dimes, but you didn't rip anybody off. The lady got what she wanted for her coins. Her ignorance is not your problem.

Re: My girlfriend came home with a roll
 

It would have been appropriate if she was in a position to make an informed decision, otherwise you are taking advantage of someone. Someone asked what the fair price is, it is whatever two informed people arrive at. I've picked up my share of 90% off old people for well under spot, but I made sure they knew what they had and what the spot price was when I was buying it.
From the story it sounded like the old lady would have gladly accepted more because she was "hurting for money"

I guess the Golden Rule went down in flames on 9/11 too?

If my post is in question I do tend generalize my statements so I wasn't necessarily passing judgement on anyone, more just commenting on how I would react to the scenario I described.

Re: My girlfriend came home with a roll
 

Ah so just because someone before was screwed just "pass it on" right? :no_ma:

morals, decency... yeah, it's TEOTWAWKI.

Re: My girlfriend came home with a roll
 

Spoken like a true central banker

Re: My girlfriend came home with a roll
 

Its evil to rob old ladys.

Re: My girlfriend came home with a roll
 

I know a bit about silver, and personally, I would've chucked her a few more dollars (if permitted at the job) for the stuff, or told her about a dealer, assuming that she came to me directly. This individual that started this post has given no absolute indication that:

(1) He was at the scene of the crime and a witness to it.

(2) His girlfriend directly received the coins from the old lady.

(3) His girlfriend is quite knowledgeable in the realm of the value of precious metals.

(4) The guy himslef was in any position to track down the old lady and give her a 2 hour seminar on precious metals.

Maybe they did want to take advantage of that old lady. Maybe not. And though I'm all for sweet deals, I'm not one for manipulation. But I won't speculate either as to what actually happened without all of the facts. So, before anyone decides to lynch this guy and/or his girl, maybe, just maybe, we should all sit back and chill out....:wink:

Re: My girlfriend came home with a roll
 

Grocery stores and ALL merchants for that matter should:

1. Train all staff to recognize and know the current value of 90% coin.

2. Make ABSOLUTELY certain that unknowing customers receive current value for ANY and ALL such coin presented for goods.

3. Properly trained staff handling said transactions shall be compensated an additional $25/hour in their wages.

4. Said grocery stores and merchants SHALL bare ALL associated costs of this mandated "Honesty/Morality Standard"

Just my thoughts on the matter. I think we should get our Congressmen working on it.

Re: My girlfriend came home with a roll
 

I honestly hope that you don't reasonable expect that to happen. Just to be humourous, let's say that it did happen, and stores started to accept 90% at silver spot price. With the fluctuations of silver every minute, that would make for interesting financial dispositions.....:no_ma:

Re: My girlfriend came home with a roll
 

Judging from what has been revealed in this thread, it MUST be done!!!

Fair is fair, isn't it???????????????????

Re: My girlfriend came home with a roll
 

:D:D:D:D:D

Re: My girlfriend came home with a roll
 

:wink::wink::wink::wink::wink:

Re: My girlfriend came home with a roll
 

She may have a lot of the stuff.

Could work out good for both of you.

Re: My girlfriend came home with a roll
 

Gcubed I like your thinking. Don't forget though we need seperate training for the 40% stuff and we can not rule out the possibility that some Canadians might wonder down to said store with some of their older 80% stuff so we need another training for that. Then we need to consider they might come in with some gold or even platinum coinage. Wow maybe we need to just turn said grocery stores into an actual coin shop.

It seems to me that whoever received these from the lady didn't really know what exactly their silver content was and whoever either counts down her register or a manager in the area saw them in a deposit.

So you are saying that OP should go all out and hunt down said old women to educate her and pay her fair market value? Should he keep a running expense tab going including his time spent and any gas + car usage involved in giving her the fair market value? I mean hell by the time he is done tracking her down she might OWE HIM for his time spent. It is only fair she pays him for his good deed isn't it?

Bottom line is the US Government and the Federal Reserve screwed the old woman over along with all of us by running FRNs into the shitter. Again if someone has money laying around for 44+ years not earning for them why should we be responsible for trying to educate them?

Re: My girlfriend came home with a roll
 

NO NO NO!!! The parasite corporate merchant pays ALL costs!!!
The Old Lady gets the vig and education gratis. The grocery store might raise the price of canned corn to compensate somewhat. I think that would be cheating. Congress will have to work out the details. :wink:

Re: My girlfriend came home with a roll
 

Gcubed the bottom paragraph was directed towards Prometheus not you.

I think the grocery store should raise the price on all food by like 200% to compensate for these additional costs. Then everything will be a-o-kay.

:s9:

Re: My girlfriend came home with a roll
 

I'll go WAY long canned corn Monday morning!! :wink:

Re: My girlfriend came home with a roll
 

Because it results in a better society. The point is that it is their money and you are representing it to them
as worth much less than what it is actually worth which taken to extremes is fraud and deception. One coin
here or there I wouldnt be concerned about but if you are buying rolls for face value, something is wrong IMO.
I guess I believe in trying to watch out for the little guy. What if it was your Grandma?

..above comments not related to initial thread post

Re: My girlfriend came home with a roll
 

That is EXACTY why I think Congress MUST address this problem!! Gangsta??

see post #51

Re: My girlfriend came home with a roll
 

Good score woodman...and as far as explaining silver value to J6P...we all know how that goes!
One of my banks has a old lady who comes in about 2x a year and trades in like $500 in old silver coins and when the girls tell her to take it to a coin dealer she doesnt want to bother with it...what can ya do?!...anyway great score and hope you work out a good deal with the lady.

Re: My girlfriend came home with a roll
 

I think you're being a little tongue-in-cheek Gcubed, but I would be for anything that gets more people aware of the paper money scam.

Re: My girlfriend came home with a roll
 

At least they have tried to tell her. All I'm saying is to make them aware that they are a dumbass before treating them like one :wink:
Even offering $1000 doubles their 'money', educates them, and gives you a humongous profit. I'm guessing no-one at the bank would do that ..greedy #@$%
...whoever saved those must be rolling in their grave

Re: My girlfriend came home with a roll
 

Is my printed record not clear? Are you casting aspersions? Have you a better solution?

Re: My girlfriend came home with a roll
 

You are ABSOLUTELY correct! Banks should be added to the legislation I proposed in post 51.

Re: My girlfriend came home with a roll
 

I'm going to let this thread go on. It has been educational to see what came out of the woodwork here. I'm sure this thread will burn itself out soon. It is almost comical. I myself have let certain individuals get to me and spoke foolishly. It was foolish to have started this thread in the first place. Carry on.

Oh by the way.....I found out where the old lady lives....went over there, gave her a righteous ass-kicking and took all her silver.

Re: My girlfriend came home with a roll
 

Couldn't have that, that's not the way we do things on GIM. Get the e-rope and do a cyber-lynching! :wink:

Re: My girlfriend came home with a roll
 

On the way out, did you inform her of the benefits of collidal silver too??
You know...to help her with the open wounds you had just given her when you beat her up....:confused_ma:

Re: My girlfriend came home with a roll
 

Ok, let me try this one more time in terms a simpleton would understand...

You say the old lady was hurting for money so she "cashed in" her silver coins for cash AT FACE VALUE.

If she exchanged her silver coins at face value for FRN's, how does that help her situation??

This means she walking into the store with the same amount of money that she walked out with.

It makes no sense.

Re: My girlfriend came home with a roll
 

Maybe the old lady could have been watched out for and you people instead of ripping her off could have given her say half of spot for her dimes and dollars?

Re: My girlfriend came home with a roll
 

i had something similiar happen, we were running a bookfair at our school. student brought in a roll of pre 64 dimes. two of them were mercury dimes. i asked him if his mom knew how much they were worth and did he really have permission to have them. i called mom and she said they were from her grandmother's estate and she didn't know that they were worth more. i offered her 55 dollars for the 47 coins and she took it. BUT later in the week we had a dime come thru and i didn't know who it belonged to and i traded if for a dime. My conscience is clear that i gave her a fair price at the time for the dimes and if i had known who had brought in the other dime i would have given them a dollar plus for it as well. I agree that as the economy tightens we will see more opportunities to pick up silver that has been laying in someones drawers. most people that i talk to do not know anything about pre 64 coins. i have had to educate my whole family and friends. everytime i go to wallyworld or bank i ask if they have any half dollars and i am going to start doing that at convience stores as well.

Re: My girlfriend came home with a roll
 

Um this is also ripping her off in your high and mighty sense. Even paying spot is ripping her off since it is becoming really really hard to get physical at spot without paying a premium. So I guess since you are only planning on ripping her off halfway you are only a half bad person????

:confused_ma:

Re: My girlfriend came home with a roll
 

See signature :wink:

Re: My girlfriend came home with a roll
 

ONe is "high and mighty" because they don't want to take advantage of old ladies? Okay.


Spot price is not a rip off by any stretch of the imagination.



Let me tell you why it is fair, because whoever purchases from the lady is going out of their way, may even have to make a trip to the coin dealer to redeem the coins. People are not expected to work for nothing, but when some senior citizen gets within your clutches, which is the world you describe, cut them some slack, or look in the mirror and observe a mammon worshiper and an A-hole.

Re: My girlfriend came home with a roll
 

I just sold 3k worth of silver (generics) at spot these past 10 days to GIM members. Where have you been, lol.

Then again maybe where have I been, since the generics were snatched up within minutes of my posting them
:smokin:

Either way, I only buy and sell generics and non numismatic junk 90% at spot. It's the way of the universe!

Re: My girlfriend came home with a roll
 

We get it.
No one cares.

Re: My girlfriend came home with a roll
 

Ditto, objection over ruled, irrelevant. (gavel drops)

Re: My girlfriend came home with a roll
 

In Louisiana, banks are forbidden "TO SELL" Money so the tellers are directed to explain that something might be valuable if recieving and direct that person. If ga teller ends up with silver in his or her drawer, she can only "sell" it at face!

Most managers at the local banks wring their hands at this, they just have to explain it is or might be worth more than face, if the person wants to deposit it then they have been "Warned" so as to keep the banks' hands clean.

My teller frineds cash my check with all types of interesting things in change!

Re: My girlfriend came home with a roll
 

I wish I had invested in some of those change sorting/counting machines you see in the grocery stores now.

Re: My girlfriend came home with a roll
 

Of course you don't care. This whole thread is BS, the story is BS, because it doesn't make any sense at all, and you guys carry it on for 3 pages now.

But you don't care. You just like to hear yourselves talk....

Re: My girlfriend came home with a roll
 

Further outbursts will be subject to a contempt citation!! (gavel drops)

Re: My girlfriend came home with a roll
 

CONtempt of what?

I recognize no authority here but my own.

Re: My girlfriend came home with a roll
 

ONE HUNDRED DOLLARS!! (gavel drops)
Bailiff, I may call on you shortly. :wink: (gavel drops, again)

Re: My girlfriend came home with a roll
 

Everybody can calm down, the old lady that changed in the dimes used them to buy six packs of macaroni and cheeze at the price of singles. So she made out in the end.

Re: My girlfriend came home with a roll
 

Probably had 50% off coupons too!!

Re: My girlfriend came home with a roll
 

For the record, you are DISQUALIFIED!

Please step down.

Re: My girlfriend came home with a roll
 

You used your strike during pleadings!!!! I'm here THROUGH the appeal process!!

TWO HUNDRED DOLLARS!! (gavel strikes)

Re: My girlfriend came home with a roll
 

lots of times when people buy their groceries with rolled coins they cash them in at the service counter first so they don't have to carry them all over the store.
don't know for sure but I would presume that's what happened here.

Re: My girlfriend came home with a roll
 

Yet you keep "contributing" to such a BS thread?

Why?

Pot calling the kettle black.:thumpdown

You're not as "juristic" as you fancy yourself to be.

Re: My girlfriend came home with a roll
 

This thread has brought out the absolute worst that many posters have to offer. It is almost a study in petty human behaviors, attitudes and rivalries. Where does God enter into this Abouthadit? In my experience the absolute worst liars and theives, murderers, rapists and plunderers in general, hide behind the mask of religious righteousness. Many of the posts here have made the claim that some moral if not legal line was crossed. The suggestion has been made, (tongue in cheek) and reinforced by other posters that legislation be enacted to end this sort of moral torte.

Great signifigance has been made that I said the lady was 'hurting for money'. It's been a couple days since Babe gave me the roll but looking way back into the dim recesses of my aged memory banks I seem to recall her stating that the lady must have been hurting for money. Why else would an old lady bring in old silver coins?

So.....I have been labeled 'dishonest' by some here, I guess because I accepted a gift; from someone who accepted an offer; from someone who managed a store and got a story from a young, ignorant, new cashier about an old lady used old coins to pay for her shopping; I am lacking in honesty. Strange reasoning powers you possess who think this.

Juristic Person says that my whole story is BS. So I guess I am lying JP? Your analytic abilities are either far beyond mine or far below threshold retardation. He he, I'm lying and didn't even know it! You are the liar. You are the liar JP and your words prove it.

This merely is session of axe grinding and one thing I know about axe-grinding, being the woodman, is that you can easily cut your fingers off or end up with no axe left at all. Be carefull how you grind that axe because the wrong angle will be totally ineffective and a poorly sharpened axe is dangerous to the user.

I ask any who read this thread to look at my posts here-in and determine for themselves if I was somehow lacking in values by accepting the coins from my lady. If something in particular does not add up, please tell me what. If I am somehow wrong then right me so I can become a better person. If I am a liar then pit my words against themselves to show it. Lies will out eventually.

The only lack in values I see here is that more consideration was not given before the thread was started, to the difficult circumstances of the old lady. I gave it no thought and that does show a lack of compassion on my part, not deliberate but kind of thoughtless.....

The real lack of values lies in people who denigrate another based on false presumptions.

Re: My girlfriend came home with a roll
 

Are you saying I screwed someone over? Tell me how. I say you are presumptuous.

Re: My girlfriend came home with a roll
 

You're calling me a theif and especially eggregiously, a stealer from old women. Back up your words big man. I'm calling you a liar.

Re: My girlfriend came home with a roll
 

What is the intent behind this statement? Are whites somehow more honorable than other races? Your statement may be innocent and if so I appologize for my criticization but this is a rather cryptic comment.

Re: My girlfriend came home with a roll
 

Thanks for the input slimer.

Re: My girlfriend came home with a roll
 

This is a non-statement rodin. This is like saying, 'there is night and there is day' duh!

What type of person do you think I am?

Re: My girlfriend came home with a roll
 

:tongue_ma::tongue_ma::tongue_ma:

Re: My girlfriend came home with a roll
 

Woodman, How can you be blamed for something your girlfriend purchased? But generally it sounds like the old lady was taken advantage of, especially by the person who got her silver dollars. Wouldn't you agree?

Re: My girlfriend came home with a roll
 

Come on one and all. Step right up and take a slug at the woodman. Better do it quick though because it looks like I'll be banned right soon. I'm pissed! Come on. Get while the gettin's good and I'm still here to defend myself. This bs will not stand. Either I'm gone by banning or this turns into a slugfest. I will not stand by and be abused.

There are some very fine minds in this place and that is why I came here and I've spent time here and hopefully a little of their wisdom, temperance and ingenuity have rubbed off on me. God knows I need it. Temperance especially.

Thanks for those with good spirit that have chimed up in this thread and others.

Re: My girlfriend came home with a roll
 

Actually no. I understand what you are saying but here is the story I got:

A new, young cashier was running the cash register. The old lady used her coins and went away. The manager was informed upon coming in that some old lady paid with old silver. The manager is interested in silver now since my girlfreind has been cashing it out of the till when they get it and giving it to me. The manager knowing that she would want the silver offered it to her, well, just the dimes. The manager kept the halves. She probably felt bad about the old lady using her silver, perhaps that is why she shared with my lady. She was innocent though. She has tried to find the old lady and to no avail. After thinking the whole thing over we all felt bad but no one in the store took advantage of the old lady. Is this not clear? If not why?

Be clear on this; The old lady spent her silver willingly, no doubt in ignorace of it's true worth, and the young cashier certainly took no advantage of her. The manager was informed about the silver long after the old lady left.

Wow, does this have to be so difficult?

I think maybe I need a course in communicating with people because no-one seems to understand what I say.

Re: My girlfriend came home with a roll
 

Woodman, my first post over here. I've read the entire thread and find that you or your gf did nothing wrong. It seems some people are just playing around and you seem to be taking it a little to personal. Just my opinion. Now tell me How can you Sleep at Night!! :D Just kidding. Have a great day.

Re: My girlfriend came home with a roll
 

'

That is perfectly clear. Either I missed that in the original post or it wasn't there. The place where your wife works acted exactly right. Still conversation like this is good because sometimes people lose site of ethics when chasing bargains, but not in your case. :applause_

Re: My girlfriend came home with a roll
 

Here is the problem... if you appoint yourself the free educator of mankind, why don't you start with me and teach me everything you know? After all, you wouldn't want me to get ripped off, would you?

Most people don't give a hoot about what is good to know until they get into a bind. Usually, they squander their way into trouble. Being fair and honest does not require that you disclose all that you know.

Next time you go into a store to buy something, instead of giving the poor store some worhtless federal reserve notes, why don't you pay in silver?

Re: My girlfriend came home with a roll
 

Woodman, at least a couple of us truly understood what was up and know that you and your girlfriend did absolutely nothing wrong. Well maybe one thing wrong, she should have fought for those other coins.

:tongue_ma:

Re: My girlfriend came home with a roll
 

Woodman, IMO you have likely done nothing wrong.

My general rule of thumb is to let the ignorant take as much advantage of my wisdom as I take advantage of their ignorance. So I will give the midpoint between their (low) offer and the value to me (which, since I'm in the market for silver, would be spot). If someone seems to be "hurting for money", I will give them full value. I also never initiate such an exchange (ie, convince a potentially ignorant person to sell) unless I plan to give them full value.

As for your situation in general woodman, ideally your gf would instruct the other tellers to direct customers with (multiple) silver coins to her, where she could apply the above methodology. Obviously this route may not be available, either because the tellers don't care enough to do that (they've probably already rung up the person's purchases) or because the manager might not approve of the complication or your gf running her "silver business" out of the grocery store, during shopping hours no less. Instead, the tellers could simply take them at face and hand them a card with contact information for you or your gf, saying that the person on the card would like to give you some extra money outside the store (after you or your gf gets off work, lunch break, whatever).

In this particular case, I would have your gf ask the new teller to keep an eye out for the old lady so your gf can make her whole. I believe you said it's a small country town and since she obviously does her grocery shopping there, it shouldn't be long until she comes in again.

Anyway, we obviously should not have laws to legislate morality, but that does not mean we shouldn't (strive to) be moral in our dealings, even if it takes extra effort and puts us at a financial disadvantage. Each of us have different ideas of morality (which is one reason it shouldn't be legislated) but we should always be challenging ourselves to be well-reasoned and consistent and we should make good use of opportunities like this one to discuss and debate our positions. The more we do that, the better our world will become.

Re: My girlfriend came home with a roll
 

Woodman; That was good of you to try to find that old lady
I feel bad for the old lady.
My guess is she will be back Maybe folks could keep an eye out for her?

Re: My girlfriend came home with a roll
 

What you seem to be missing is that she also spent half dollars which the manager took. We don't know how many, maybe it was 90 or even 190. And we don't know how much worthless money (FRNs) she spent at the same time. And we certainly don't know how much she spent on gas; maybe she got a ride from a friend or relative, or she lives just down the street.

The (incomplete) story makes sense; your assumptions do not.

Re: My girlfriend came home with a roll
 

HOW COULD YOU Woodman???????????????:D

Re: My girlfriend came home with a roll
 

I wouldn't worry too much about the other sheepified GIM posters.....:D:D

Re: My girlfriend came home with a roll
 

Woodman Sir,

IMHO you wronged no one. I am wary of those who preach morals. I respect those who sincerely help others. You (IMHO) were not in a position to help the old lady that spent her coins. Carry on.

'cubed

Opinions expressed are my own. :wink:

Re: My girlfriend came home with a roll
 

This is not a new set of circumstances.

Sometime back around '87 and again about '93, I came across a similar situation.

I educated the person(s) in question and told them to go to a local coin store and get an estimate (price).

I also told them that I would pay them better than the coin shop (knowing that they would offer her below spot and in at least one of the cases I knew they would try to take advantage of her because they were women.

I paid her spot and we were both happy.

In that one particular case, I paid her spot which turned out to be almost double what he offered her.

It could have been real easy to take advantage of these ladies.

But then again I have this thing called a conscience.

I like to be able to sleep at night.

As things get tighter for folks (especially old folks), we'll be seeing more and more of this type of thing.

Let's keep it real. We owe our elders that much.

Don't we?

Besides, someday that old person will be us.

Maranatha,

:smile:

Re: My girlfriend came home with a roll
 

It's no different than these people getting silver half dollars at the bank. Someone got screwed, that didn't know what they had. It's not your fault. Now would it not be dishonest, to not tell the bank what they have?
I have heard of people getting a good deal on a low mileage car, buying from a little old lady. If the blue book price is $10,000 and she only wants $5,000 do you bring that up? Maybe, but it depends on how "out of it" she is. If she seems to have it together, and just wants to get rid of the car fast, I'll take it.

Re: My girlfriend came home with a roll
 

There is an old saying of "buyer beware" but "seller beware" should apply here too. In this case, the seller (the old lady) sold her silver coins for FRN's to buy groceries. I guess everyone feels that she was taken advantage of because she was an "old lady". But what if it was a 30-something year old man or woman that did this either out of necessity or ignorance? Would all of you be making such a big stink about it?

Re: My girlfriend came home with a roll
 

If the manager was a trusting, caring human being he should have told the "old lady" to go to a dealer to get more for her silver. The scum bag...
one day he will be old and maybe alone and I hope he gets burned by an a** hole like him...a** wipe

Re: My girlfriend came home with a roll
 

How about copper pennies and spot price for nickels too? Maybe I could get spot for crushed aluminum cans as well and use them like currency. I could tow a crushed car in and redeem it for scrap value too, right? But it's worth $250 melt...

Yes where does it end.

90% is called junk for a reason. Redeemed for melt, well less than, only at scrap dealers/coin shops, not a grocery store.

Re: My girlfriend came home with a roll
 

The bank didn't buy it for metal value or sit on it for 45 like her relative/friend did. The bank got it from some other ignorant schmuck who was the real one to lose out (and should have been told by a teller, if the teller noticed it and knew the value). But it's not like you track that anonymous person down, unless the tellers remember and give you the info.

If the car is worth $10k to you, and she doesn't seem out of it (or distressed) give her $7.5k for it. Otherwise give her the full $10k. You both should be happy and have no guilt/remorse.

Re: My girlfriend came home with a roll
 

The market doesn't pay melt for scrap anywhere, especially in car form, for obvious reasons.

An honorable dealer would offer the same amount to an ignorant old lady as he would anyone else he doesn't know (although she may not haggle up to his best price, like strangers who know what they're doing, would). In the unlikely case that she would offer him the silver for face (without even asking), an honorable dealer would give her more (and if I were him, I'd use my methodology). The melt value isn't what's key here, it's the value to the buyer than determines whether an act is moral or a tupitude. The melt value just came up because that's what junk silver is bought and sold at ANYWHERE (within a small band), so that should be very close to its value to someone interested in buying silver. If the party isn't interested at a normal purchase price, the value should be based on how much trouble and money it costs the person to go to a dealer, and how much he'll cut off (ie, it's always based on the value to the BUYER that determines the fairness of the deal).

Re: My girlfriend came home with a roll
 

With all respect Meliorist, The "ignorant old lady" wasn't dealing with a dealer. She was "dealing" with an "ignorant" check out clerk. I'll refrain from additional comment other than to say that life can and will present a perceived "raw deal" from time to time.

'cubed

Re: My girlfriend came home with a roll
 

[quote=woodman;1157372]Actually no. I understand what you are saying but here is the story I got:

A new, young cashier was running the cash register. The old lady used her coins and went away. The manager was informed upon coming in that some old lady paid with old silver.quote]

The cashier was the real schmuck in the story. The old lady may or may not have know what she had, but obviously the cashier new it was silver. Why in the hell he/she didn't just keep quite and exchange it from his/her draw is beyond me.

In my honest opinion, a situation like this (store gets some silver but only a few are cashing in on it) is gonna cause some major strife in the work force. As a silver bug myself, I'd be pissed as all get out finding out the manager and you girlfriend are sorting coins and not letting me in on the action. It oughta work like tips. Store gets a roll of quarters or halves as payment, then everyone on duty should get a even cut and be educated equally.

Re: My girlfriend came home with a roll
 

A post that is completely over the top in terms of its vindictiveness.:thumpdown

Re: My girlfriend came home with a roll
 

It's just as dishonorable for anyone to take complete advantage of another's ignorance as it is for a dealer to do so. There normally should be some compensation for the buyer's knowledge, but I don't see how anyone can rationalize taking $65 of silver off someone for $5 other than to simply avoid considering the morality of the act at all: "It was there, so I took it. I didn't even break any laws!"

Yes, the clerk may not know (even to suggest the old woman take it someone else to sell) or care about the value, in which case no wrong was done. However, if the opportunity were to present itself (ie, she comes back in the store for groceries next week), it would be wrong not to give the old lady who is desperate for money at least most of the profit you made (indirectly) off of her ignorance.

Oh it will definitely present real raw deals. But the more often we create raw deals for one another the more we'll see them created around us. Likewise, when we go out of our way to not create raw deals for others, the less we'll see them. We're all either part of the problem or part of the solution.

You wouldn't believe how many times people have told me "I didn't think gentlemen like yourself still existed." with a big smile on their face and a glint in their eyes (like hope).

Re: My girlfriend came home with a roll
 

You carry on guy!! :wink:

Re: My girlfriend came home with a roll
 

TooT TooT ..... Full of yourself yet?? :smokin:

Re: My girlfriend came home with a roll
 

I had given up on this thread a couple days ago, but I had to see what continued to give it life...

Woodman, you are not a thief or a bad person. But I think you are guilty of posting a story with so many holes in it that it was obviously going to be ripped to shreds here.

It's still not clear to me how the coins were discovered to be silver. Upon using the coins, the cashier either opened the rolls right away, or opened them later. If s/he opened them right away, there would have been an opportunity to rectify the situation immediately. If later, one must wonder how the "naive" cashier came to recognize them as silver. And if so, why was the CASHIER not offered part of the booty in addition to your girlfriend?

Again, I don't think the issues lies so much with the actions of either you or your GF; but you did post one provocative story that was ambiguous enough that it was certain to be met with inflammatory responses.

Bottom line is that you are a valuable member of GIM. Don't let it get you down!